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.3s}.motivos__dot.is-active{width:28px;border-radius:999px;background:linear-gradient(90deg,var(--purple-mid),var(--gold-bright))}.motivos__dot:hover{transform:scale(1.15)}}@keyframes motivosDesktopPop{0%{opacity:0;transform:translateY(28px) scale(.85)}70%{transform:translateY(-4px) scale(1.03)}100%{opacity:1;transform:translateY(0) scale(1)}}@media (max-width:992px){.motivos{padding:2.5rem 1rem 3.5rem}.motivos__inner{max-width:100%}.motivos__title{margin-bottom:2rem;font-size:1.25rem}.motivos__viewport{overflow:visible}.motivos__track{display:grid;grid-template-columns:repeat(2,1fr);gap:1.1rem;transform:none!important;padding:0}.motivos__item{width:auto;min-width:0;flex:none}.motivos__item:hover .motivos__card{transform:translateY(-6px) scale(1.02)}}@media (max-width:560px){.steps__item,.steps__list{position:relative;width:100%}.steps{background:linear-gradient(180deg,#ebe4fc 0,#e2d8f8 50%,#ebe4fc 100%)}.steps__inner{display:flex;flex-direction:column;align-items:center;padding:.5rem 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3rem}.motivos__grid{grid-template-columns:repeat(2,1fr);justify-content:stretch;gap:.65rem;margin:0;padding:0 .15rem}.motivos__item{transform:translateY(20px) scale(.96)}.motivos__item.is-visible{transform:translateY(0) scale(1)}.motivos__card{border-radius:14px;padding:2px;animation:none}.motivos__item:active .motivos__card,.motivos__item:hover .motivos__card{transform:translateY(-4px)}.motivos__img{border-radius:12px}}.condiciones{background:var(--header-bg);padding:3.5rem 1rem 4rem}.condiciones__title{margin:0 auto 2.5rem;max-width:52rem;font-size:clamp(1.35rem, 2.8vw, 2rem);font-weight:800;line-height:1.25;text-align:center;color:var(--purple-dark);animation:.9s cubic-bezier(.22,1,.36,1) both benefitsTitleIn}.condiciones__card{display:flex;align-items:flex-end;justify-content:space-between;gap:.5rem;min-height:200px;padding:1.35rem .85rem .75rem 1.35rem;border-radius:18px;color:var(--white);box-shadow:0 10px 28px rgba(61,31,107,.15);transition:transform .4s cubic-bezier(.34, 1.56, .64, 1),box-shadow .4s;animation:.85s cubic-bezier(.22,1,.36,1) both benefitsCardIn}.condiciones__card:first-child{animation-delay:.1s}.condiciones__card:nth-child(2){animation-delay:.25s}.condiciones__card:nth-child(3){animation-delay:.4s}.condiciones__card:hover{transform:translateY(-8px) scale(1.02);box-shadow:0 18px 40px rgba(61,31,107,.22)}.condiciones__card--purple{background:linear-gradient(135deg,#2a1452 0,#4a238a 100%)}.condiciones__card--lavender{background:linear-gradient(135deg,#6b5f8e 0,#8b7fad 100%)}.condiciones__card--gold{background:linear-gradient(135deg,#c9a227 0,#e8c547 55%,#f5d76e 100%)}.condiciones__card-body{flex:1;min-width:0;padding-bottom:.6rem}.condiciones__card-title{margin:0 0 .75rem;font-size:clamp(.9rem, 1.5vw, 1.05rem);font-weight:800;line-height:1.2;letter-spacing:.04em;text-transform:uppercase}.condiciones__list{margin:0;padding:0;list-style:none}.condiciones__list li{position:relative;padding-left:1.15rem;margin-bottom:.45rem;font-size:clamp(.75rem, 1.15vw, .88rem);font-weight:500;line-height:1.4;opacity:.95}.condiciones__list li:last-child{margin-bottom:0}.condiciones__list li::before{content:"✦";position:absolute;left:0;top:0;font-size:.7rem;line-height:1.5;color:var(--gold-bright)}.condiciones__img{flex-shrink:0;width:110px;height:auto;object-fit:contain;align-self:flex-end;filter:drop-shadow(0 6px 12px rgba(0, 0, 0, .2));transition:transform .4s cubic-bezier(.34, 1.56, .64, 1)}.condiciones__card:hover .condiciones__img{transform:scale(1.1) rotate(-4deg)}@media (max-width:992px){.condiciones{padding:2.5rem 1rem 3rem}.condiciones__title{margin-bottom:1.75rem}.condiciones__grid{grid-template-columns:1fr;gap:1rem}.condiciones__card{min-height:180px;padding:1.25rem .75rem .65rem 1.25rem}.condiciones__img{width:96px}}.simulador-credito{margin-top:-1px;padding-bottom:0;background:linear-gradient(165deg,#e8e0fa 0,#ebe4fc 35%,#e4dcf8 70%,#2d1850 88%,#241040 100%);overflow:hidden}.simulador-credito__bg{position:absolute;inset:0;pointer-events:none;overflow:hidden;z-index:0}.simulador-credito__orb{position:absolute;border-radius:50%;filter:blur(75px);opacity:.5;animation:12s ease-in-out infinite simuladorOrbFloat}.simulador-coop__panel,.simulador-credito__title{text-align:center;opacity:0;transition:opacity .9s cubic-bezier(.22, 1, .36, 1),transform .9s cubic-bezier(.22, 1, .36, 1)}.simulador-credito__orb--1{width:320px;height:320px;top:-80px;left:-60px;background:rgba(255,215,0,.35)}.simulador-credito__orb--2{width:280px;height:280px;right:-50px;top:35%;background:rgba(107,63,160,.28);animation-delay:-4s}.simulador-credito__orb--3{width:200px;height:200px;left:40%;bottom:5%;background:rgba(255,255,255,.55);animation-delay:-7s}@keyframes simuladorOrbFloat{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(12px,-18px) scale(1.05)}}.simulador-credito__wave{position:relative;z-index:1;display:block;line-height:0;overflow:hidden}.simulador-credito__wave--top{margin-top:-1px}.simulador-credito__wave--bottom{margin-bottom:0;position:relative;z-index:2;background:#241040}.page-main__title::after,.pqr-cards__title::after,.pqr-qa__title::after,.simulador-credito__highlight{background:linear-gradient(90deg,var(--purple-mid),var(--gold-bright))}.simulador-credito__wave svg{display:block;width:100%;height:56px;vertical-align:bottom}.simulador-credito__wave--bottom svg{height:48px;margin-bottom:-1px}.simulador-credito__inner{position:relative;z-index:2;max-width:760px;margin:0 auto;padding:.75rem 1rem 3rem}.simulador-credito__title{margin:0 auto 2.25rem;max-width:42rem;font-size:clamp(1.4rem, 3vw, 2.15rem);font-weight:800;line-height:1.2;color:var(--purple-dark);letter-spacing:-.02em;transform:translateY(24px)}.simulador-credito__title.is-visible{opacity:1;transform:translateY(0)}.simulador-credito__highlight{display:inline-block;-webkit-background-clip:text;background-clip:text;color:transparent}#simulador-coop-container{display:block;width:100%;max-width:680px;margin:0 auto;padding:3px;border-radius:24px;background:linear-gradient(135deg,var(--purple-mid) 0,var(--gold-bright) 50%,var(--purple-soft) 100%);box-shadow:0 20px 50px rgba(61,31,107,.2),0 0 40px rgba(255,215,0,.08)}.simulador-coop__panel{position:relative;background:var(--white);color:var(--purple-dark);border-radius:22px;padding:0;width:100%;overflow:hidden;transform:translateY(32px) scale(.98);transition-delay:0.1s}.simulador-coop__panel.is-visible{opacity:1;transform:translateY(0) scale(1)}.simulador-coop__panel-glow{position:absolute;inset:-40% -20%;background:radial-gradient(circle at 50% 0,rgba(107,63,160,.12),transparent 55%);pointer-events:none;z-index:0}.simulador-coop__header{position:relative;z-index:1;padding:clamp(1.5rem,3vw,2rem) clamp(1.35rem,3vw,2rem) 1.25rem;border-bottom:1px solid rgba(107,63,160,.08);background:linear-gradient(180deg,#faf8ff 0,var(--white) 100%)}.simulador-coop__heading{margin:0;font-size:clamp(1.08rem, 2.3vw, 1.4rem);font-weight:800;line-height:1.35;color:var(--purple-dark)}.simulador-coop__form{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:1.35rem 1.25rem;padding:1.5rem clamp(1.25rem,3vw,2rem) 1.25rem;text-align:left}.simulador-coop__field{display:flex;flex-direction:column;gap:.55rem;min-width:0}.simulador-coop__field label{display:flex;flex-direction:column;gap:.15rem;font-size:clamp(.82rem, 1.5vw, .92rem);font-weight:700;line-height:1.3;color:var(--purple-dark)}.simulador-coop__hint{font-size:.75rem;font-weight:500;color:#8a789d}.simulador-coop__input-wrap{display:flex;align-items:center;gap:0;background:linear-gradient(180deg,#f9f7fd 0,#f3efff 100%);border:1.5px solid rgba(107,63,160,.18);border-radius:12px;overflow:hidden;transition:border-color .25s,box-shadow .25s,transform .3s cubic-bezier(.34, 1.56, .64, 1)}.simulador-coop__input-wrap:focus-within{border-color:var(--purple-mid);box-shadow:0 0 0 4px rgba(107,63,160,.12);transform:translateY(-2px)}.simulador-coop__input-icon{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:44px;color:var(--purple-mid);background:rgba(107,63,160,.06);align-self:stretch}.simulador-coop__input-wrap input,.simulador-coop__input-wrap select{flex:1;min-width:0;padding:.8rem .75rem;border:none;font-family:inherit;font-size:1rem;font-weight:700;color:var(--purple-dark);text-align:center;background:0 0}.simulador-coop__input-wrap input:focus,.simulador-coop__input-wrap select:focus{outline:0}.simulador-coop__input-wrap select{cursor:pointer;appearance:none;padding-right:2rem;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%236b3fa0' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .75rem center}@media (min-width:993px){.simulador-coop__form{align-items:stretch;gap:1.5rem 2rem}.simulador-coop__field{display:flex;flex-direction:column}.simulador-coop__field label{min-height:3.35rem}.simulador-coop__input-wrap{min-height:52px}}.simulador-coop__resultado{position:relative;z-index:1;margin:0 clamp(1rem,2.5vw,1.5rem) 1.25rem;padding:1.5rem 1.25rem 1.25rem;text-align:center;border-radius:16px;overflow:hidden;background:linear-gradient(145deg,#f5f1fc 0,#ebe4fc 50%,#f8f4ff 100%);border:1px solid rgba(107,63,160,.15);box-shadow:inset 0 1px 0 rgba(255,255,255,.9),0 8px 24px rgba(61,31,107,.08)}.simulador-coop__resultado-shine{position:absolute;top:0;left:-100%;width:60%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.5),transparent);animation:4s ease-in-out infinite simuladorShine;pointer-events:none}@keyframes simuladorShine{0%{left:-100%}100%,40%{left:150%}}.simulador-coop__resultado-label{position:relative;margin:0 0 .35rem;font-size:.88rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--purple-mid)}.simulador-coop__cuota{position:relative;margin:0 0 1rem;font-size:clamp(2rem, 6vw, 2.75rem);font-weight:800;line-height:1.05;letter-spacing:-.03em;background:linear-gradient(135deg,var(--purple-dark) 0,var(--purple-mid) 45%,#5a2d8a 100%);-webkit-background-clip:text;background-clip:text;color:transparent;filter:drop-shadow(0 2px 4px rgba(61, 31, 107, .1))}.simulador-coop__cuota.is-pulse{animation:.5s cubic-bezier(.34,1.56,.64,1) simuladorCuotaPulse}@keyframes 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.motivos__card{transform:translateY(-4px)}.motivos__img{border-radius:12px}}.condiciones{background:var(--header-bg);padding:3.5rem 1rem 4rem}.condiciones__title{margin:0 auto 2.5rem;max-width:52rem;font-size:clamp(1.35rem, 2.8vw, 2rem);font-weight:800;line-height:1.25;text-align:center;color:var(--purple-dark);animation:.9s cubic-bezier(.22,1,.36,1) both benefitsTitleIn}.condiciones__card{display:flex;align-items:flex-end;justify-content:space-between;gap:.5rem;min-height:200px;padding:1.35rem .85rem .75rem 1.35rem;border-radius:18px;color:var(--white);box-shadow:0 10px 28px rgba(61,31,107,.15);transition:transform .4s cubic-bezier(.34, 1.56, .64, 1),box-shadow .4s;animation:.85s cubic-bezier(.22,1,.36,1) both benefitsCardIn}.condiciones__card:first-child{animation-delay:.1s}.condiciones__card:nth-child(2){animation-delay:.25s}.condiciones__card:nth-child(3){animation-delay:.4s}.condiciones__card:hover{transform:translateY(-8px) scale(1.02);box-shadow:0 18px 40px 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li::before{content:"✦";position:absolute;left:0;top:0;font-size:.7rem;line-height:1.5;color:var(--gold-bright)}.condiciones__img{flex-shrink:0;width:110px;height:auto;object-fit:contain;align-self:flex-end;filter:drop-shadow(0 6px 12px rgba(0, 0, 0, .2));transition:transform .4s cubic-bezier(.34, 1.56, .64, 1)}.condiciones__card:hover .condiciones__img{transform:scale(1.1) rotate(-4deg)}@media (max-width:992px){.condiciones{padding:2.5rem 1rem 3rem}.condiciones__title{margin-bottom:1.75rem}.condiciones__grid{grid-template-columns:1fr;gap:1rem}.condiciones__card{min-height:180px;padding:1.25rem .75rem .65rem 1.25rem}.condiciones__img{width:96px}}.simulador-credito{margin-top:-1px;padding-bottom:0;background:linear-gradient(165deg,#e8e0fa 0,#ebe4fc 35%,#e4dcf8 70%,#2d1850 88%,#241040 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2.15rem);font-weight:800;line-height:1.2;color:var(--purple-dark);letter-spacing:-.02em;transform:translateY(24px)}.simulador-credito__title.is-visible{opacity:1;transform:translateY(0)}.simulador-credito__highlight{display:inline-block;-webkit-background-clip:text;background-clip:text;color:transparent}#simulador-coop-container{display:block;width:100%;max-width:680px;margin:0 auto;padding:3px;border-radius:24px;background:linear-gradient(135deg,var(--purple-mid) 0,var(--gold-bright) 50%,var(--purple-soft) 100%);box-shadow:0 20px 50px rgba(61,31,107,.2),0 0 40px rgba(255,215,0,.08)}.simulador-coop__panel{position:relative;background:var(--white);color:var(--purple-dark);border-radius:22px;padding:0;width:100%;overflow:hidden;transform:translateY(32px) scale(.98);transition-delay:0.1s}.simulador-coop__panel.is-visible{opacity:1;transform:translateY(0) scale(1)}.simulador-coop__panel-glow{position:absolute;inset:-40% -20%;background:radial-gradient(circle at 50% 0,rgba(107,63,160,.12),transparent 55%);pointer-events:none;z-index:0}.simulador-coop__header{position:relative;z-index:1;padding:clamp(1.5rem,3vw,2rem) clamp(1.35rem,3vw,2rem) 1.25rem;border-bottom:1px solid rgba(107,63,160,.08);background:linear-gradient(180deg,#faf8ff 0,var(--white) 100%)}.simulador-coop__heading{margin:0;font-size:clamp(1.08rem, 2.3vw, 1.4rem);font-weight:800;line-height:1.35;color:var(--purple-dark)}.simulador-coop__form{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:1.35rem 1.25rem;padding:1.5rem clamp(1.25rem,3vw,2rem) 1.25rem;text-align:left}.simulador-coop__field{display:flex;flex-direction:column;gap:.55rem;min-width:0}.simulador-coop__field label{display:flex;flex-direction:column;gap:.15rem;font-size:clamp(.82rem, 1.5vw, .92rem);font-weight:700;line-height:1.3;color:var(--purple-dark)}.simulador-coop__hint{font-size:.75rem;font-weight:500;color:#8a789d}.simulador-coop__input-wrap{display:flex;align-items:center;gap:0;background:linear-gradient(180deg,#f9f7fd 0,#f3efff 100%);border:1.5px solid rgba(107,63,160,.18);border-radius:12px;overflow:hidden;transition:border-color .25s,box-shadow .25s,transform .3s cubic-bezier(.34, 1.56, .64, 1)}.simulador-coop__input-wrap:focus-within{border-color:var(--purple-mid);box-shadow:0 0 0 4px rgba(107,63,160,.12);transform:translateY(-2px)}.simulador-coop__input-icon{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:44px;color:var(--purple-mid);background:rgba(107,63,160,.06);align-self:stretch}.simulador-coop__input-wrap input,.simulador-coop__input-wrap select{flex:1;min-width:0;padding:.8rem .75rem;border:none;font-family:inherit;font-size:1rem;font-weight:700;color:var(--purple-dark);text-align:center;background:0 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8px 24px rgba(61,31,107,.08)}.simulador-coop__resultado-shine{position:absolute;top:0;left:-100%;width:60%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,.5),transparent);animation:4s ease-in-out infinite simuladorShine;pointer-events:none}@keyframes simuladorShine{0%{left:-100%}100%,40%{left:150%}}.simulador-coop__resultado-label{position:relative;margin:0 0 .35rem;font-size:.88rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--purple-mid)}.simulador-coop__cuota{position:relative;margin:0 0 1rem;font-size:clamp(2rem, 6vw, 2.75rem);font-weight:800;line-height:1.05;letter-spacing:-.03em;background:linear-gradient(135deg,var(--purple-dark) 0,var(--purple-mid) 45%,#5a2d8a 100%);-webkit-background-clip:text;background-clip:text;color:transparent;filter:drop-shadow(0 2px 4px rgba(61, 31, 107, .1))}.simulador-coop__cuota.is-pulse{animation:.5s cubic-bezier(.34,1.56,.64,1) simuladorCuotaPulse}@keyframes 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